Buying Advisory

Buy Property in Portugal

From first contact to deed signing. Full support, full transparency.

Buyer Profiles

What Type of Buyer Are You?

Investor

Buying to generate yield: long-term rental or short-term tourism.

Resident

Buying to live with family, full-time or part-time.

Second Home

Holiday home or European retreat with solid appreciation.

How It Works

Our Process

01

Define Criteria

Area, type, total budget and objective (living, investment, NHR/Golden Visa).

02

Search & Shortlist

Active market search, including off-market properties and new launches.

03

Analysis & Due Diligence

Verify land registry, liabilities, licences and property condition.

04

CPCV (Promissory Contract)

Promissory contract with deposit (typically 10-20%). Legal support included.

05

Deed & Keys

Notarial signing, registration and key handover.

Taxes & Costs

What to Budget For

In Portugal, the buyer pays IMT, Stamp Duty and notary costs. We calculate the total cost before any offer.

Calculate My Total Cost
IMT (Property Transfer Tax)0 – 8% of value
Stamp Duty0.8% of value
Notary & Registration€800 – €1,500
Legal fees1 – 1.5% (typical)
Bank valuation€200 – €400

* Indicative values for informational purposes. Exact calculation upon property analysis.

Golden Visa

Residency by Investment

Property purchase from €500,000 in eligible areas. Access to free movement in the Schengen area and a path to European citizenship.

Learn more →
NHR

Non-Habitual Resident Tax Regime

Significant tax advantages for 10 years for new residents. Special 20% rate on Portuguese-source income in certain categories.

Check eligibility →

FAQ

Direct Answers

Can foreigners get a Portuguese mortgage?

Yes. Several Portuguese banks finance non-residents, typically up to 70% of valuation.

What is NHR?

Non-Habitual Resident tax regime — significant tax advantages for 10 years for new residents.

What is the Golden Visa?

Residency visa through real estate investment (from €500k in specific areas). Allows free movement in the Schengen area.

Ready to Start?

Let's Talk About Your Project

Free initial consultation. No commitment. Reply within 24 hours.